Karen Pugh, writing as PF Karlin, is a Yankee hailing from Chicago, Illinois, where she attended college and received a degree in Nursing. With her degree in hand she embarked on a forty-five year career as a Registered Nurse. After having her fill of cold weather she packed up, left the Chicago winters behind, and moved to Texas where she currently lives with her wonderfully, romantic husband. Karen spends as much time as she can with her family and enjoys writing romance as an internationally published author with characters whose lives are guided by destiny.